Seize your money.
A few minutes now, and Carpe shows what you've spent, what's still committed, and whether you're on track.
- What you type in stays yours — encrypted, never sold, never shared.
- Bank balances are never stored — fetched live, kept on your device.
Create your account
Your email is how you sign in — and where alerts land.
Confirm your email
We sent a link to your email. Tap it — on any device — and this screen moves on by itself.
Sending a new link deactivates the previous one — code included.
Sign in with Face ID
A passkey replaces your password and your second step — one look and you're in. It can't be phished or reused anywhere else.
Add one later from Settings → Security.
Pick a second step
Signing in always needs a second step. Choose how.
Can't scan? Enter this key:
Save these recovery codes
Turning on the authenticator replaced your earlier codes. These are the only way back in if you lose your phone. There is no email reset — save them now.
Connect your bank
Carpe reads your transactions through Plaid — we never see your bank password, and you can revoke access anytime.
What do you usually bring in?
Roughly, per month, after tax. Change anytime.
Pick a savings plan
Two simple splits of your take-home. Change anytime.
Your first 30 days are free
No card needed to start. After the trial, Carpe is $7.99 a month — or go yearly and name your price from $39.99.
Share with a partner?
Invite one person to share this budget — you'll both see the same accounts, rules and alerts.
You're set
Your dashboard is ready.